FAQ's
If we could predict the future, we wouldn’t need insurance. Unfortunately, we’re not quite there yet. In the meantime, you can depend on Demond Robinson Insurance Agency for all your insurance needs. We are here when you need us. In fact, we have many years of experience in meeting all your insurance needs and have established a reputation as experts in the industry. So if it’s time for you to get quality insurance from people who understand what quality is really about, call Demond Robinson Insurance Agency today.
QWhy is it necessary to provide my social security number to get a quote?
A Most insurance companies use credit scoring along with claims history reports to determine rates. Research has shown that customers with adverse history in these areas, may pose a higher risk. However, keep in mind that the Demond Robinson Insurance Agency has a large product base and can find a market for every customer.
Q Do you provide instant quotes?
A No. Typically, upon first contact we obtain the pertinent information from you so that we can prepare your quote and call you back. This gives us the opportunity to ensure that we provide you with the most accurate quote possible.
Q What causes the variances in quotes from one company to the next?
A With auto quotes one main difference is whether the company providing the quote is a standard or non-standard company. Other reasons for variance are whether or not you have prior coverage and your credit, claims and driving record.
With home quotes, factors could be the quote being offered is to insure your property at actual cash value (ACV) vs. replacement cost, again, a standard vs. non-standard company and claims and credit history. All of this may seem a bit overwhelming or hard to understand. Contact our office today, an experienced agent can provide a detailed explanation for you.
Q How important is life insurance?
A The answer is simple...VERY important. I have had numerous experiences of loved ones lost and the families not having the proper insurance in place to sustain the quality of life they had become accustomed to. Don't let this situation become yours! It's never to late to put protection in place for your family. We can help you determine the amount of coverage you will need to accomplish your goal.
Q I am starting my own business, how do I know what insurance I need?
A There are many differences in commercial insurance policies. We will sit down with you and take a look at the products and services you offer and tailor an insurance policy specifically for you business needs. Call (314) 389-1004 or email info@demondrobinsoninsuranceagency.vpweb.com us today!
